Have you received an official foreclosure notice? Are you struggling to make your mortgage payments? You may have a lot of questions right now, but it’s important to remember that the best way to deal with this situation is to seek legal advice as soon as possible.
A foreclosure defense lawyer can help you understand your rights, prepare your case and develop the best strategy for your particular circumstances. Here are four reasons why you should consult with a foreclosure defense lawyer as soon as possible.
1) Foreclosures can be complex
they’re complicated legal processes that can have devastating effects on your life. Even if you’re not currently facing foreclosure, even if you think it couldn’t happen to you, it pays to be prepared with an attorney who specializes in dealing with foreclosures. Here are some reasons why you might want to consider hiring a foreclosure lawyer right now
2) If you have missed payments, ask for help
If you’re unsure of what to do when you can’t afford your mortgage payment, don’t assume you have to foreclose. Instead, speak with an attorney who specializes in foreclosure defense.
This way, you can be certain that your rights are protected. No matter what kind of situation you find yourself in, working with an experienced lawyer is one of your best options for getting out of it.
3) Look out for hidden fees
In many foreclosure cases, defendants are charged with pre-lawsuit or administrative fees that total more than $1,000. These include court filing fees and the plaintiff’s master fee.
Many homeowners are charged these extra costs even if they have insurance that should pay for their defense; in some cases, defendants are even billed for postage and copies of papers filed in their case.
4) Don’t be intimidated; they are there to help you.
Foreclosures can be intimidating, especially if you’re not sure what to expect. If you or someone close to you is facing foreclosure and needs legal help, consider hiring a foreclosure defense lawyer who can walk you through each step of your case and even present your case in court for you.
Foreclosure attorneys don’t cost much—it’s worth it to hire one from day one. Don’t go at it alone!